Loan Modification

loan-modificationNavigating the loan modification process can be stressful and difficult, particularly with the huge percentage of banks that give conflicting messages and document requests. But the process doesn’t have to be a mystery. Our firm has worked with hundreds of California homeowners to resolve their mortgage delinquencies or negotiate modifications on their loans.

Many homeowners (or companies/attorneys representing homeowners) make fundamental mistakes in the loan modification process, leading to denials or loan modifications that the homeowner can’t afford. We always discuss the actual way things work, and never promote unrealistic expectations. It is important to know what works, and what doesn’t. Our pledge is honesty and intelligent planning, and we will work with you to create a plan that makes sense and achieves your goals.

We take no upfront fees, so you will pay nothing until all work on the loan modification is complete. We are in full compliance with California’s SB-94 laws, codified in CCP 2944.6 and 2944.7 and the federal FTC Mars laws. We have extensive experience and success modifying mortgage loans in California. We will also discuss alternate options with you to explore all options for your particular situation.

Contact us today for a free consultation.